Determinan Investment Decisions pada Generasi Z di Surabaya: Peran Financial Literacy dan Risk Perception. JES: Jurnal Ekonomi dan Sosial, [S. l.], v. 1, n. 4, p. 296–304, 2026. Disponível em: https://journal.lenteramulia.org/index.php/jes/article/view/329. Acesso em: 27 aug. 2026.