Analisis Praktik Akad Samsarah dalam Keagenan Haji dan Umrah di Al Bahjah Tour And Travel

Abstract

The development of the Hajj and Umrah travel industry in Indonesia has increased significantly along with the growing interest of the community in performing worship in the Holy Land. This condition has encouraged the emergence of various travel agencies that use agency systems in marketing their products and services, including Al Bahjah Tour and Travel. In the perspective of Islamic economics, agency practices are known as samsarah contracts, namely intermediary contracts between service owners and parties who help market services in return for certain compensation. This study aims to determine the practice of samsarah contracts in Hajj and Umrah agencies at Al Bahjah Tour and Travel and to analyze their conformity with the principles of Islamic economic law. This research uses a qualitative method with a descriptive approach. Data collection techniques were carried out through observation, interviews, and documentation. The data obtained were analyzed through the stages of data reduction, data presentation, and conclusion drawing. The results of the study indicate that the agency practice at Al Bahjah Tour and Travel uses a ju’alah contract, namely the provision of commissions to agents who successfully recruit Hajj or Umrah pilgrims. The cooperation system is carried out through branch, representative, and agent partnerships bound by written agreements. The samsarah contract practice implemented has fulfilled the pillars and conditions of contracts in fiqh muamalah, such as clarity of contracts, commission transparency, and mutual agreement between both parties. In addition, the practice does not contain elements of gharar, usury, or fraud, so it is considered to be in accordance with the principles of Islamic economic law.